Prior to fully committing to a new roof you ll want to consult with your insurance agent to learn which roofing material qualifies for an impact resistant discount.
Impact resistant roof discount.
Insurance companies love to see their policy holders install hail resistant roofing said jackie lanier insurance consultant.
An impact resistant roof is a roof made with materials that are wind and hail resistant and less susceptible to damage.
Get a package deal save up to 15 percent when you combine your homeowners and auto policies as a safeco package.
Trudefinition duration flex shown in the color brownwood a class 4 impact resistant sbs roofing shingle from owens corning roofing.
In some states provinces use of qualifying impact resistant roofing products may qualify for significant premium discounts.
It saves money for the homeowner and it also keeps insurance premiums manageable it is a win win proposition.
Choose a higher deductible a higher deductible.
Another is a roof age discount which.
State farm offers a discount of up to 35 percent for impact resistant roofs in some states to reduce any damage from hail and other wind borne objects.
Roofing materials that do not comply with this requirement even though they meet the required impact resistance standard do not qualify for the roofing discount.
One is an impact resistant roof discount for roofs that protect against lightning and hail.
Less than 10 years old qualify for a newer home discount when your house is less than 10 years old.
Class 4 impact resistant shingles may.
The discounts vary though.
What is an impact resistant roof.
Home insurance discounts are currently available in the following states and provinces.
Additional discounts save for smoke free homes homes with storm shutters homes with hail resistant roofs and more.
Premium reductions are not available for roofs other than qualifying metal roofs which have been overlaid onto existing roofs.
Generally insurance companies will offer discounts anywhere between 5 and some may even go as high as 20 because you re significantly lowering the risk of filing a claim.
Eliminate the need for or reduce the frequency of roof repairs.
Home buyer discount save if you purchase a newly constructed home or if you re a recent homebuyer.
To incentivize consumers some insurers are offering discounts of up 25 on a homeowner s insurance premium with impact resistant roofing.
Insurers offer several types of discounts for roof upgrades.
55 and retired discount save if you re over the age of 55 and are retired.
Multiple policy discount save even more with a multiple policy discount when you also add coverage for your motorcycle boat or rv.